You know that thick booklet that arrives in the mail when you get a new credit card? The one you immediately toss in a drawer or place straight in the recycling bin? That booklet is basically free money you're leaving on the table.

I had this conversation on a recent episode of Type 2 Travel with Katie Holden, founder of Katie's Travel Tricks and host of the Points for Normal People podcast. Katie taught herself the points and miles game by doing something almost nobody does: actually reading the fine print. And what she found changed how she travels.

Stop making vague travel promises. Elementary school teacher Rachel Trapani went from taking one unaffordable trip in 2019 to five international adventures per year by 2023. Here are the 10 resolutions that actually work—from automating your travel savings to packing light, mastering long-haul flights, and saying yes to trips that scare you. Download our free guide with all the tips, product links, and travel credit card recommendations.

If you've ever eaten ramen for the third night in a row while scrolling travel Instagram because you're "saving for a trip," this one's for you. Money coach Rachel Covert (who retired at 36 with $500k saved) just dropped a truth bomb: saving for travel doesn't have to suck. The problem? You've been conditioned to believe saving means extreme deprivation. No restaurants. No fun. No life. And then you crack and book a trip on a credit card. Here's what actually works: automation, clear priorities, and zero lentils required.