Episode 46: Travel for Free Using Credit Card Points and Miles with Katie Holden

If you've ever felt like the points and miles world wasn't built for someone like you, Katie Holden is here to change that. As the founder of Katie's Travel Tricks and host of the Points for Normal People podcast, Katie has spent years making the world of free travel approachable for everyday travelers who just want to stretch their budget further.

In this episode, Katie shares how she turned points into a real financial strategy — first to afford travel on a modest income, then to cover the costs of adopting her son from the Philippines. No expensive course required. She's built a completely free resource hub because, as she puts it, you shouldn't have to pay money to learn how to save money. We dig into beginner mistakes, Chase 5/24, the earn-vs-hoard debate, and a few underrated card combos worth paying attention to right now.